Organic

Cause of Loss

Uncontrollable natural hazards covered by Crop Insurance.

Controlling Weeds

Weed management and control loss techniques.

Coverage Levels and Premium

Producers may select coverage at 50, 60, 70 or 80 per cent of their average yield.

Grasshopper Management

Producers are responsible to control losses due to grasshoppers when it is economically and agronomically feasible.

Green Manure Crops and Summerfallow Coverage

Effective for 2024, there are important changes to the green manure and summerfallow policy.

Individual Coverage

Coverage based on individual growing history rather than area average.

Individual Premium

Starting in 2023, an Individual Premium is calculated for each crop based on personal claim history compared to the area risk zone.

Insurable Crops

SCIC insures crop varieties suitable for local growing conditions.

Management Experience Transfer

Used to establish a starting yield for a crop where no individual yield previously exists.

Organic Certification

Land must be certified to be eligible for organic coverage

Organic Reseeding Benefit

Organic crops that failed to establish must be reseeded by July 15.

Production Guarantee

Guarantee is calculated based on individual coverage multiplied by insurable acres.

Prices

Base price for most crops is based on Agriculture and Agri-Food Canada’s January price forecast for the upcoming year. Pedigreed, forage and organic crops have a separate price structure to reflect the value of these crops.

Price Options

Producers can custom-fit their insurance by selecting price options best suited for their operation.

Quality Coverage

Quality is factored in when calculating yield-loss.

Soil Classification

Soil classification are used for premium and coverage calculations.

Unseeded Acreage

Protecting land that is too wet to seed due to excessive spring moisture.

Yield Cushioning

Yield cushioning limits the impact on yield coverage in poor crop years.

Crop Averaging Program

Insure a basket of crops at a higher overall coverage level compared to insuring each crop separately.

Diversification Option

Available for crops, varieties, cropping practices not insurable under core Multi-Peril Crop Insurance.

Irrigation Coverage

Coverage for crops grown on irrigated land reflective of the higher yield potential.