Multi-Peril

Cause of Loss

Uncontrollable natural hazards covered by Crop Insurance.

Coverage Levels and Premiums

Producers may select coverage at 50, 60, 70 or 80 per cent of their average yield.

Establishment Benefit

Coverage on crops that do not grow or adequately establish before June 20.

Individual Coverage

Coverage based on individual growing history rather than area average.

Individual Premium

Starting in 2023, an Individual Premium is calculated for each crop based on personal claim history compared to the area risk zone.

Insurable Crops

SCIC insures crop varieties suitable for local growing conditions.

Management Experience Transfer

Used to establish a starting yield for a crop where no individual yield previously exists.

Prices

Base price for most crops is based on Agriculture and Agri-Food Canada’s January price forecast for the upcoming year. Pedigreed, forage and organic crops have a separate price structure to reflect the value of these crops.

Price Options

Various price options are available to customize your coverage depending on the needs of your operation.

Production Guarantee

Guarantee is calculated based on individual coverage multiplied by insurable acres.

Quality Coverage

Quality is factored in when calculating yield-loss.

Soil Classification

Soil classification are used for premium and coverage calculations.

Unseeded Acreage

Protecting land that is too wet to seed due to excessive spring moisture.

Yield Cushioning

Yield cushioning limits the impact on yield coverage in poor crop years.

Yield Trending

Coverage is increased where production techniques show an upward trend.

Crop Averaging Program

Insure a basket of crops at a higher overall coverage level compared to insuring each crop separately.

Diversification Option

Available for crops, varieties, cropping practices not insurable under core Multi-Peril Crop Insurance.

Irrigation Coverage

Coverage for crops grown on irrigated land reflective of the higher yield potential.

Pedigreed Seed Option

Members of the Canadian Seed Growers Association can insure crops as pedigreed, recognizing the higher value.

Winterkill Insurance

Available on fall rye and winter wheat crops.

Bee Mortality Insurance Program

Overwintering insurance for commercial Saskatchewan beekeepers with a minimum of 100 colonies.

Commercial Vegetable Pilot Program

A risk management program for Saskatchewan commercial vegetable growers and market gardens.

Fruit Tree Insurance Program

Insurance for commercial fruit growers who have a minimum of one acre of fruit trees.

Honey Production Insurance Program

Yield loss insurance for commercial Saskatchewan beekeepers with a minimum of 100 colonies.

Vegetable Insurance Program

A risk management program to assist when natural disasters impact Saskatchewan vegetable growers.

Wild Rice Insurance Program

An area-based insurance program based on average yields.